Publication Date: January 14, 2010 ISBN-10: 1439044473 ISBN-13 :978-1,439,044,476 | Version: 12
In today’s changing financial environment and fast-paced, changing lives, solid financial planning is more important than ever. The Gitman / Joehnk / Billingsley, the market leader in personal financial planning, 12E provide students with the tools, technology and understanding they need to define and achieve their financial goals. The book follows the life cycle solution – financial plans, assets, credit, insurance, investment and retirement – as individuals and families progress through the life. In this version of the latest update to reflect the recent financial developments and research – from professional financial advice, that the impact of the recent global financial crisis, a new tax law. This charming version of the new design uses an open amulet cases, and numerous examples from life, as well as a mature, integrated learning system to ensure understanding. The step-by-step to teach students to use the most important financial tools and techniques, including financial planning software. CFP practice problems provide valuable practice. A perfect package, including CengageNOW online course management system, can help you the best in personal financial planning in the hands of stu
